/* ============================================================
   ASPRO Seguros y Fianzas — Dirección A · Institucional claro
   ============================================================ */
:root{
  --paper:#F4F7FC;
  --paper-2:#FFFFFF;
  --paper-3:#EBF1F9;
  --ink:#1B2447;
  --ink-soft:#535C7E;
  --ink-faint:#8A92AE;
  --line:rgba(27,36,71,.12);
  --line-2:rgba(27,36,71,.07);
  --steel:#2563A8;
  --cyan-1:#1C6FC0;
  --cyan-2:#35B4EC;
  --grad:linear-gradient(118deg,#1C6FC0 0%,#35B4EC 100%);
  --grad-soft:linear-gradient(118deg,rgba(28,111,192,.10),rgba(53,180,236,.10));
  --navy:#1B2447;
  --navy-deep:#10162E;
  --on-navy:#EAF0FC;
  --on-navy-soft:#A6B1D2;
  --on-navy-faint:#6E78A0;

  --maxw:1220px;
  --pad:clamp(20px,5vw,44px);
  --sect:clamp(48px,5.5vw,74px);
  --r:14px;
  --r-lg:22px;

  --ff:"IBM Plex Sans",system-ui,sans-serif;
  --ff-mono:"IBM Plex Mono",ui-monospace,monospace;
  --ease:cubic-bezier(.16,1,.3,1);
}

*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
section[id],main [id]{scroll-margin-top:158px}
html,body{margin:0;padding:0}
body{
  font-family:var(--ff);
  background:var(--paper);
  color:var(--ink);
  line-height:1.62;
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
  overflow-x:hidden;
}
img,svg{display:block;max-width:100%}
a{color:inherit;text-decoration:none}
button{font-family:inherit;cursor:pointer}
::selection{background:#1B2447;color:#fff}

h1,h2,h3,h4,h5{font-family:var(--ff);font-weight:600;line-height:1.06;letter-spacing:-.022em;margin:0;color:var(--ink)}
p{margin:0}

.wrap{max-width:var(--maxw);margin:0 auto;padding-inline:var(--pad)}
.section{padding-block:var(--sect);position:relative}
.section--navy{background:var(--navy);color:var(--on-navy)}
.section--navy h1,.section--navy h2,.section--navy h3,.section--navy h4{color:#fff}
.section--deep{background:var(--navy-deep);color:var(--on-navy)}

/* ---- type helpers ---- */
.kicker{
  font-family:var(--ff-mono);font-size:.72rem;letter-spacing:.22em;text-transform:uppercase;
  display:inline-flex;align-items:center;gap:.85em;color:var(--steel);font-weight:500;
}
.kicker .dmk{width:10px;height:10px;border-radius:3px;transform:rotate(45deg);background:var(--steel);flex:none}
.section--navy .kicker,.section--deep .kicker{color:var(--cyan-2)}
.section--navy .kicker .dmk,.section--deep .kicker .dmk{background:var(--cyan-2)}

.h-xl{font-size:clamp(2.6rem,6vw,5rem);letter-spacing:-.028em}
.h-lg{font-size:clamp(2rem,4.1vw,3.25rem)}
.h-md{font-size:clamp(1.45rem,2.4vw,2rem)}
.accent{color:var(--steel)}
.section--navy .accent,.section--deep .accent{
  background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent;
}
.lede{font-size:clamp(1.05rem,1.4vw,1.22rem);line-height:1.6;color:var(--ink-soft);max-width:58ch}
.section--navy .lede,.section--deep .lede{color:var(--on-navy-soft)}

/* ---- buttons ---- */
.btn{
  display:inline-flex;align-items:center;gap:.6em;font-family:var(--ff);font-weight:600;
  font-size:.96rem;letter-spacing:-.005em;padding:.85em 1.5em;border-radius:9px;border:1px solid transparent;
  transition:transform .4s var(--ease),box-shadow .4s var(--ease),background .3s,color .3s,border-color .3s;
  white-space:nowrap;
}
.btn .arr{width:1.05em;height:1.05em}
.btn--primary{background:var(--ink);color:#fff;box-shadow:0 10px 24px -14px rgba(27,36,71,.7)}
.btn--primary:hover{transform:translateY(-3px);box-shadow:0 16px 30px -14px rgba(27,36,71,.8)}
.btn--grad{background:var(--grad);color:#06142c;box-shadow:0 10px 24px -12px rgba(53,180,236,.6)}
.btn--grad:hover{transform:translateY(-3px);box-shadow:0 16px 32px -12px rgba(53,180,236,.75)}
.btn--ghost{background:transparent;color:var(--ink);border-color:var(--line)}
.btn--ghost:hover{background:rgba(27,36,71,.04);border-color:rgba(27,36,71,.28);transform:translateY(-3px)}
.section--navy .btn--ghost,.section--deep .btn--ghost{color:#fff;border-color:rgba(255,255,255,.2)}
.section--navy .btn--ghost:hover,.section--deep .btn--ghost:hover{background:rgba(255,255,255,.07);border-color:rgba(255,255,255,.34)}
.btn .arr{transition:transform .4s var(--ease)}
.btn:hover .arr{transform:translateX(4px)}

/* ============================================================ NAV */
.nav{position:fixed;inset:0 0 auto 0;z-index:90;transition:background .45s var(--ease),box-shadow .45s,border-color .45s,backdrop-filter .45s;border-bottom:1px solid transparent}
.nav__in{display:flex;align-items:center;justify-content:space-between;height:150px;gap:24px}
.nav__logo{height:105px}
.nav__logo img{height:100%;width:auto}
.nav__links{display:flex;align-items:center;gap:34px;list-style:none;margin:0;padding:0}
.nav__links a{font-size:.94rem;font-weight:500;color:var(--ink-soft);position:relative;padding:6px 0;transition:color .3s}
.nav__links a::after{content:"";position:absolute;left:0;bottom:-1px;height:2px;width:0;background:var(--grad);transition:width .35s var(--ease)}
.nav__links a:hover{color:var(--ink)}
.nav__links a:hover::after{width:100%}
.nav__cta{display:flex;align-items:center;gap:14px}
.nav.scrolled{background:rgba(244,247,252,.82);backdrop-filter:blur(18px) saturate(150%);border-bottom-color:var(--line);box-shadow:0 8px 30px -22px rgba(27,36,71,.4)}
.nav.scrolled .nav__in{height:114px}
.nav.scrolled .nav__logo{height:78px}

.burger{display:none;width:46px;height:46px;border-radius:11px;background:rgba(27,36,71,.05);border:1px solid var(--line);position:relative}
.burger span{position:absolute;left:13px;right:13px;height:2px;background:var(--ink);border-radius:2px;transition:.35s var(--ease)}
.burger span:nth-child(1){top:17px}.burger span:nth-child(2){top:23px}.burger span:nth-child(3){top:29px}
body.menu-open .burger span:nth-child(1){top:23px;transform:rotate(45deg)}
body.menu-open .burger span:nth-child(2){opacity:0}
body.menu-open .burger span:nth-child(3){top:23px;transform:rotate(-45deg)}

.mobile-menu{position:fixed;inset:0;z-index:80;background:var(--paper-2);padding:108px var(--pad) 40px;display:flex;flex-direction:column;gap:4px;clip-path:circle(0% at calc(100% - 44px) 40px);transition:clip-path .6s var(--ease);pointer-events:none}
body.menu-open .mobile-menu{clip-path:circle(150% at calc(100% - 44px) 40px);pointer-events:auto}
.mobile-menu a{font-weight:600;font-size:clamp(1.6rem,6.5vw,2.1rem);padding:14px 0;border-bottom:1px solid var(--line-2);display:flex;align-items:center;justify-content:space-between;color:var(--ink);opacity:0;transform:translateY(18px);transition:opacity .5s var(--ease),transform .5s var(--ease)}
.mobile-menu a .mi{font-family:var(--ff-mono);font-size:.78rem;color:var(--steel)}
body.menu-open .mobile-menu a{opacity:1;transform:none}
body.menu-open .mobile-menu a:nth-child(1){transition-delay:.16s}
body.menu-open .mobile-menu a:nth-child(2){transition-delay:.22s}
body.menu-open .mobile-menu a:nth-child(3){transition-delay:.28s}
body.menu-open .mobile-menu a:nth-child(4){transition-delay:.34s}
body.menu-open .mobile-menu a:nth-child(5){transition-delay:.40s}
body.menu-open .mobile-menu a:nth-child(6){transition-delay:.46s}
.mobile-menu .mm-foot{margin-top:auto;color:var(--ink-soft);font-size:.92rem;line-height:1.9}
.mobile-menu .mm-foot a{font:inherit;border:0;padding:0;opacity:1;transform:none;display:inline;color:var(--steel)}

.progress{position:fixed;top:0;left:0;height:3px;width:100%;transform-origin:0 50%;transform:scaleX(0);background:var(--grad);z-index:100}

/* ============================================================ HERO */
.hero{position:relative;min-height:auto;display:flex;flex-direction:column;padding-top:188px;padding-bottom:84px;overflow:hidden;background:
  radial-gradient(120% 90% at 90% 0%,#EAF1FB 0%,transparent 55%),var(--paper)}
.hero__deco{position:absolute;inset:0;z-index:0;pointer-events:none;
  background-image:linear-gradient(var(--line-2) 1px,transparent 1px),linear-gradient(90deg,var(--line-2) 1px,transparent 1px);
  background-size:66px 66px;
  -webkit-mask-image:radial-gradient(90% 80% at 85% 8%,#000,transparent 70%);
  mask-image:radial-gradient(90% 80% at 85% 8%,#000,transparent 70%);opacity:.8}
.hero__mark{position:absolute;top:14%;right:5%;width:min(34vw,420px);z-index:1;opacity:.95;will-change:transform;filter:drop-shadow(0 30px 60px rgba(37,99,168,.18))}
.hero__mark .ln{position:absolute;border:1.5px solid rgba(37,99,168,.16);border-radius:22%;transform:rotate(45deg)}
.hero__art{position:absolute;top:13%;right:5%;width:min(23vw,300px);aspect-ratio:1;z-index:1}
.hero__art span{position:absolute;inset:0;margin:auto;border-radius:22%;transform:rotate(45deg)}
.hero__art .ring{border:1.6px solid rgba(37,99,168,.2)}
.hero__art .r1{width:100%;height:100%;animation:hspin 54s linear infinite}
.hero__art .r2{width:62%;height:62%;border-color:rgba(37,99,168,.32);animation:hspin 40s linear infinite reverse}
.hero__art .core{width:30%;height:30%;background:var(--grad);box-shadow:0 26px 54px -22px rgba(37,99,168,.55);animation:hpulse 6.5s var(--ease) infinite}
@keyframes hspin{from{transform:rotate(45deg)}to{transform:rotate(405deg)}}
@keyframes hpulse{0%,100%{transform:rotate(45deg) scale(1)}50%{transform:rotate(45deg) scale(1.07)}}
.hero__inner{position:relative;z-index:2;flex:1;display:flex;flex-direction:column;justify-content:center;padding-block:30px}
.hero .fdia{position:absolute;z-index:1;border-radius:24%;transform:rotate(45deg);will-change:transform}
.hero .fdia.outline{border:1.5px solid rgba(37,99,168,.18)}
.hero .fdia.grad{background:var(--grad);opacity:.92;box-shadow:0 24px 50px -22px rgba(37,99,168,.5)}
.hero .fdia.solid{background:var(--steel);opacity:.16}
@keyframes floaty{0%,100%{transform:translateY(0) rotate(45deg)}50%{transform:translateY(-16px) rotate(45deg)}}
.hero h1{font-size:clamp(2.55rem,6vw,5rem);letter-spacing:-.03em;max-width:17ch;text-wrap:balance;margin-top:24px}
.hero h1 b{font-weight:600;color:var(--steel)}
.hero .lede{margin-top:26px}
.hero__cta{display:flex;flex-wrap:wrap;gap:14px;margin-top:38px}
.hero__scroll{display:flex;align-items:center;gap:12px;margin-top:46px;font-family:var(--ff-mono);font-size:.66rem;letter-spacing:.24em;text-transform:uppercase;color:var(--ink-faint)}
.hero__scroll .ln{width:48px;height:1px;background:linear-gradient(90deg,var(--steel),transparent);position:relative;overflow:hidden}
.hero__scroll .ln::after{content:"";position:absolute;inset:0;width:14px;background:var(--steel);animation:slideln 2.4s var(--ease) infinite}
@keyframes slideln{0%{transform:translateX(-14px)}100%{transform:translateX(48px)}}

/* ============================================================ STATS */
.stats__grid{display:grid;grid-template-columns:repeat(5,1fr);background:var(--paper-2);border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden}
.stat{padding:clamp(26px,3vw,40px) clamp(18px,2vw,30px);border-right:1px solid var(--line-2);transition:background .4s var(--ease)}
.stat:last-child{border-right:0}
.stat:hover{background:var(--paper-3)}
.stat__num{font-family:var(--ff);font-weight:600;font-size:clamp(2.1rem,3.6vw,3.1rem);line-height:1;letter-spacing:-.03em;display:flex;align-items:baseline;color:var(--ink)}
.stat__num .pre{color:var(--steel);margin-right:.04em}
.stat__num .val{font-variant-numeric:tabular-nums}
.stat__lbl{margin-top:14px;font-size:.88rem;color:var(--ink-soft);line-height:1.45}
.stat__rep .pin{display:inline-flex;align-items:center;gap:8px;color:var(--steel);font-family:var(--ff-mono);font-size:.64rem;letter-spacing:.18em;text-transform:uppercase;margin-bottom:12px}
.stat__rep .pin i{width:7px;height:7px;border-radius:50%;background:var(--steel);box-shadow:0 0 0 4px rgba(37,99,168,.15);animation:ping 2.6s ease-in-out infinite}
.stat__rep .big{font-weight:600;font-size:clamp(1.2rem,1.7vw,1.5rem);line-height:1.1;letter-spacing:-.02em}
@keyframes ping{0%,100%{box-shadow:0 0 0 4px rgba(37,99,168,.15)}50%{box-shadow:0 0 0 9px rgba(37,99,168,0)}}

/* ============================================================ HEAD ROW */
.head-row{display:grid;grid-template-columns:1.15fr .85fr;gap:40px;align-items:end;margin-bottom:clamp(40px,5vw,66px)}
.head-row h2{margin-top:18px;max-width:18ch;text-wrap:balance}
.head-row .lede{margin-bottom:6px}

/* ============================================================ ENFOQUE */
.pillars{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.pillar{background:var(--paper-2);border:1px solid var(--line);border-radius:var(--r-lg);padding:clamp(26px,3vw,38px);position:relative;overflow:hidden;transition:transform .5s var(--ease),box-shadow .5s var(--ease),border-color .5s}
.pillar:hover{transform:translateY(-6px);box-shadow:0 24px 46px -28px rgba(27,36,71,.4);border-color:rgba(37,99,168,.32)}
.pillar::after{content:"";position:absolute;left:0;top:0;height:3px;width:0;background:var(--grad);transition:width .5s var(--ease)}
.pillar:hover::after{width:100%}
.dia-ico{width:54px;height:54px;border-radius:14px;display:grid;place-items:center;background:var(--grad);box-shadow:0 12px 24px -12px rgba(37,99,168,.6);margin-bottom:26px}
.dia-ico .d{width:18px;height:18px;border-radius:4px;transform:rotate(45deg);background:#fff}
.pillar h3{font-size:1.3rem;margin-bottom:12px}
.pillar p{color:var(--ink-soft);font-size:1rem}
.pillar .pn{position:absolute;top:26px;right:28px;font-family:var(--ff-mono);font-size:.78rem;color:var(--ink-faint)}

/* ============================================================ RAMOS */
.ramos__lead{background:var(--navy);color:var(--on-navy);border-radius:var(--r-lg);overflow:hidden;display:grid;grid-template-columns:1.25fr 1fr;position:relative;margin-bottom:20px;box-shadow:0 30px 60px -40px rgba(27,36,71,.6)}
.ramos__lead .rl-body{padding:clamp(34px,4vw,56px)}
.ramos__lead .tag{display:inline-flex;align-items:center;gap:9px;font-family:var(--ff-mono);font-size:.68rem;letter-spacing:.18em;text-transform:uppercase;color:#06142c;background:var(--grad);padding:7px 14px;border-radius:999px;font-weight:500;margin-bottom:22px}
.ramos__lead .tag .d{width:8px;height:8px;border-radius:2px;transform:rotate(45deg);background:#06142c}
.ramos__lead h3{color:#fff;font-size:clamp(1.9rem,3.3vw,2.8rem);margin-bottom:16px}
.ramos__lead p{color:var(--on-navy-soft);max-width:46ch;font-size:1.04rem}
.ramos__lead .chips{display:flex;flex-wrap:wrap;gap:10px;margin-top:26px}
.chip{font-size:.83rem;color:var(--on-navy);background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);padding:8px 14px;border-radius:999px}
.ramos__lead .rl-visual{position:relative;overflow:hidden;min-height:260px;background:linear-gradient(140deg,#243059,#161f3d)}
.rl-visual .grid{position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.05) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.05) 1px,transparent 1px);background-size:48px 48px}
.rl-visual .bd{position:absolute;right:-30px;top:50%;transform:translateY(-50%) rotate(45deg);width:280px;height:280px;border-radius:20%;background:var(--grad);box-shadow:0 40px 70px -30px rgba(53,180,236,.5)}
.rl-visual .bd.two{width:280px;height:280px;right:140px;background:transparent;border:1.5px solid rgba(255,255,255,.18);box-shadow:none}

.ramos__grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.ramo{background:var(--paper-2);border:1px solid var(--line);border-radius:var(--r);padding:clamp(24px,2.6vw,32px);position:relative;min-height:236px;display:flex;flex-direction:column;transition:transform .5s var(--ease),box-shadow .5s var(--ease),border-color .5s}
.ramo:hover{transform:translateY(-6px);box-shadow:0 24px 46px -28px rgba(27,36,71,.4);border-color:rgba(37,99,168,.32)}
.ramo .ri{width:46px;height:46px;border-radius:12px;display:grid;place-items:center;background:var(--grad-soft);border:1px solid rgba(37,99,168,.22);margin-bottom:auto}
.ramo .ri .d{width:15px;height:15px;border-radius:4px;transform:rotate(45deg);background:var(--steel)}
.ramo .rtag{display:inline-flex;align-items:center;gap:7px;align-self:flex-start;font-family:var(--ff-mono);font-size:.6rem;letter-spacing:.14em;text-transform:uppercase;font-weight:500;color:var(--steel);background:var(--grad-soft);border:1px solid rgba(37,99,168,.24);padding:5px 11px;border-radius:999px;margin:22px 0 0}
.ramo .rtag .d{width:6px;height:6px;border-radius:1.5px;transform:rotate(45deg);background:var(--steel)}
.ramo .rtag + h4{margin-top:10px}
.ramo.strong{border-color:rgba(37,99,168,.28)}
.ramo h4{font-size:1.28rem;margin:22px 0 8px}
.ramo p{color:var(--ink-soft);font-size:.92rem;line-height:1.55}
.ramo .rn{position:absolute;top:26px;right:28px;font-family:var(--ff-mono);font-size:.74rem;color:var(--ink-faint)}

/* ---- ramos: grupos Empresariales / Personales ---- */
.ramo-group + .ramo-group{margin-top:clamp(42px,5.5vw,68px)}
.rg-head{display:flex;align-items:center;gap:14px;flex-wrap:wrap;margin:0 0 22px;padding-bottom:18px;border-bottom:1px solid var(--line)}
.rg-head .dm{width:12px;height:12px;border-radius:3px;transform:rotate(45deg);background:var(--grad);flex:none}
.rg-label{font-weight:600;font-size:clamp(1.2rem,1.9vw,1.5rem);letter-spacing:-.02em;color:var(--ink)}
.rg-sub{font-family:var(--ff-mono);font-size:.66rem;letter-spacing:.15em;text-transform:uppercase;color:var(--ink-faint);margin-left:auto}
.biz-grid{display:grid;grid-template-columns:1.5fr 1fr;gap:20px}
.pers-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}

.feat{position:relative;overflow:hidden;background:var(--navy);color:var(--on-navy);border-radius:var(--r-lg);padding:clamp(30px,3.4vw,46px);display:flex;flex-direction:column;box-shadow:0 30px 60px -42px rgba(27,36,71,.6)}
.feat .fgrid{position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.05) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.05) 1px,transparent 1px);background-size:46px 46px;-webkit-mask-image:radial-gradient(80% 80% at 92% 8%,#000,transparent 68%);mask-image:radial-gradient(80% 80% at 92% 8%,#000,transparent 68%)}
.feat .fdia{position:absolute;right:-46px;top:-46px;width:190px;height:190px;border-radius:22%;transform:rotate(45deg);background:var(--grad);opacity:.92;box-shadow:0 30px 56px -26px rgba(53,180,236,.5)}
.feat>.tag,.feat>h3,.feat>p,.feat>.chips{position:relative;z-index:1}
.feat .tag{display:inline-flex;align-items:center;gap:9px;align-self:flex-start;font-family:var(--ff-mono);font-size:.65rem;letter-spacing:.15em;text-transform:uppercase;color:#06142c;background:var(--grad);padding:7px 14px;border-radius:999px;font-weight:500;margin-bottom:22px}
.feat .tag .d{width:8px;height:8px;border-radius:2px;transform:rotate(45deg);background:#06142c}
.feat h3{color:#fff;font-size:clamp(1.55rem,2.5vw,2.05rem);margin-bottom:14px;max-width:18ch}
.feat p{color:var(--on-navy-soft);font-size:1.02rem;max-width:48ch}
.feat .chips{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px}
.feat .chip{font-size:.82rem;color:var(--on-navy);background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);padding:8px 14px;border-radius:999px}
.ramo .rchips{display:flex;flex-wrap:wrap;gap:8px;margin-top:16px}
.ramo .rchips span{font-size:.77rem;color:var(--ink-soft);background:var(--paper);border:1px solid var(--line);padding:6px 11px;border-radius:999px}
@media (max-width:920px){.biz-grid{grid-template-columns:1fr}}
@media (max-width:680px){.pers-grid{grid-template-columns:1fr}.rg-sub{margin-left:0;width:100%}}
.biz-grid .ramo{justify-content:center}
.biz-grid .ramo .ri{margin-bottom:22px}
.pers-grid .ramo{justify-content:flex-start}
.pers-grid .ramo .ri{margin-bottom:22px}

/* ============================================================ MÉTODO (navy) */
.method__grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;position:relative}
.method__grid::before{content:"";position:absolute;top:30px;left:7%;right:7%;height:1px;background:linear-gradient(90deg,transparent,rgba(255,255,255,.14) 12%,rgba(255,255,255,.14) 88%,transparent);z-index:0}
.step{position:relative;z-index:1}
.step__node{width:60px;height:60px;border-radius:16px;transform:rotate(45deg);display:grid;place-items:center;background:var(--navy);border:1px solid rgba(255,255,255,.16);margin-bottom:30px;transition:transform .5s var(--ease),background .5s,border-color .5s,box-shadow .5s}
.step__node span{transform:rotate(-45deg);font-family:var(--ff-mono);font-weight:500;font-size:1.02rem;color:var(--cyan-2);transition:color .4s}
.step:hover .step__node{background:var(--grad);border-color:transparent;transform:rotate(45deg) scale(1.08);box-shadow:0 18px 34px -14px rgba(53,180,236,.6)}
.step:hover .step__node span{color:#06142c}
.step h4{color:#fff;font-size:1.22rem;margin-bottom:10px}
.step p{color:var(--on-navy-soft);font-size:.94rem}
.section--navy .head-row .lede{color:var(--on-navy-soft)}

/* ============================================================ ASEGURADORAS */
.ins__top{display:flex;flex-wrap:wrap;align-items:end;justify-content:space-between;gap:24px;margin-bottom:44px}
.ins__grid{display:flex;flex-wrap:wrap;justify-content:center;gap:16px}
.ins-slot{flex:0 0 calc((100% - 96px)/7);aspect-ratio:16/9;border:1px solid rgba(27,36,71,.12);border-radius:12px;background:#fff;position:relative;transition:border-color .4s,transform .4s var(--ease),box-shadow .4s}
.ins-slot:hover{transform:translateY(-4px);border-color:rgba(37,99,168,.5);box-shadow:0 16px 30px -22px rgba(27,36,71,.4)}
.ins-slot img{position:absolute;inset:0;margin:auto;max-width:74%;max-height:62%;width:auto;height:auto;object-fit:contain}

/* ============================================================ CONTACTO (navy) */
.contact__grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(30px,5vw,72px)}
.contact h2{margin-bottom:18px}
.contact .lede{margin-bottom:34px}
.cinfo{display:flex;flex-direction:column}
.cinfo a,.cinfo .ci{display:flex;gap:16px;align-items:flex-start;padding:18px 0;border-top:1px solid rgba(255,255,255,.1);transition:padding-left .4s var(--ease)}
.cinfo a:hover{padding-left:8px}
.cinfo .ico{width:42px;height:42px;flex:none;border-radius:11px;display:grid;place-items:center;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.12);color:var(--cyan-2)}
.cinfo .ico svg{width:19px;height:19px}
.cinfo .ct{display:flex;flex-direction:column;gap:2px}
.cinfo .ct b{font-weight:500;font-size:1.02rem;color:#fff}
.cinfo .ct span{font-family:var(--ff-mono);font-size:.62rem;letter-spacing:.16em;text-transform:uppercase;color:var(--on-navy-faint)}

.form{background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.12);border-radius:var(--r-lg);padding:clamp(26px,3vw,40px)}
.field{margin-bottom:18px}
.field label{display:block;font-family:var(--ff-mono);font-size:.64rem;letter-spacing:.16em;text-transform:uppercase;color:var(--on-navy-soft);margin-bottom:9px}
.field input,.field textarea{width:100%;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.14);border-radius:11px;padding:14px 16px;color:#fff;font-family:var(--ff);font-size:1rem;transition:border-color .3s,background .3s,box-shadow .3s}
.field textarea{resize:vertical;min-height:118px}
.field input::placeholder,.field textarea::placeholder{color:var(--on-navy-faint)}
.field input:focus,.field textarea:focus{outline:none;border-color:var(--cyan-2);background:rgba(255,255,255,.08);box-shadow:0 0 0 4px rgba(53,180,236,.14)}
.form .btn{width:100%;justify-content:center;margin-top:6px}
.form__note{font-size:.78rem;color:var(--on-navy-faint);margin-top:16px;text-align:center;line-height:1.6}
.form__note a{color:var(--cyan-2)}
.form__ok{display:none;flex-direction:column;align-items:center;text-align:center;gap:14px;padding:30px 10px}
.form__ok.show{display:flex;animation:okin .6s var(--ease)}
@keyframes okin{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:none}}
.form__ok .check{width:64px;height:64px;border-radius:17px;transform:rotate(45deg);background:var(--grad);display:grid;place-items:center;box-shadow:0 18px 34px -14px rgba(53,180,236,.6)}
.form__ok .check svg{transform:rotate(-45deg);width:28px;height:28px;color:#06142c}
.form__ok h3{color:#fff;font-size:1.45rem}
.form__ok p{color:var(--on-navy-soft);max-width:34ch}
.form.sent .form__inner{display:none}

/* ============================================================ AVISO */
.aviso__card{background:var(--paper-2);border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden}
.aviso__head{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:clamp(24px,3vw,36px);cursor:pointer;user-select:none}
.aviso__head h2{font-size:clamp(1.5rem,2.4vw,2rem)}
.aviso__head .toggle{width:48px;height:48px;flex:none;border-radius:12px;border:1px solid var(--line);display:grid;place-items:center;color:var(--steel);transition:transform .5s var(--ease),background .4s}
.aviso__card.open .aviso__head .toggle{transform:rotate(45deg);background:var(--grad-soft)}
.aviso__body{max-height:0;overflow:hidden;transition:max-height .7s var(--ease)}
.aviso__inner{padding:0 clamp(24px,3vw,36px) clamp(30px,3.4vw,42px);max-width:80ch}
.aviso__inner .resp{font-weight:600;font-size:1.04rem;margin-bottom:22px;color:var(--ink)}
.aviso__inner h4{font-size:1.02rem;color:var(--ink);margin:22px 0 6px}
.aviso__inner p{color:var(--ink-soft);font-size:.96rem;line-height:1.7;margin-bottom:6px}
.aviso__inner a{color:var(--steel);font-weight:600}

/* ============================================================ FOOTER */
.footer{background:var(--navy-deep);color:var(--on-navy);padding-block:clamp(56px,7vw,84px) 36px}
.footer__top{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px;padding-bottom:48px;border-bottom:1px solid rgba(255,255,255,.1)}
.footer__logo{height:82px;margin-bottom:24px}
.footer p.fdesc{color:var(--on-navy-soft);max-width:38ch;font-size:.95rem}
.footer h5{font-family:var(--ff-mono);font-size:.64rem;letter-spacing:.18em;text-transform:uppercase;color:var(--on-navy-faint);margin:0 0 18px;font-weight:500}
.footer ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:11px}
.footer ul a,.footer ul li{color:var(--on-navy-soft);font-size:.94rem;transition:color .3s}
.footer ul a:hover{color:#fff}
.footer__social{display:flex;gap:12px;margin-top:22px}
.footer__social a{width:44px;height:44px;border-radius:11px;display:grid;place-items:center;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.12);color:#fff;transition:.4s var(--ease)}
.footer__social a:hover{background:var(--grad);color:#06142c;transform:translateY(-3px);border-color:transparent}
.footer__social a svg{width:19px;height:19px}
.footer__bottom{display:flex;flex-wrap:wrap;justify-content:space-between;gap:14px;padding-top:30px;color:var(--on-navy-faint);font-size:.83rem}
.footer__bottom a{color:var(--on-navy-faint)}
.footer__bottom a:hover{color:var(--cyan-2)}

/* ============================================================ RAMOS · categorías + modal */
.cat-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.cat-card{position:relative;overflow:hidden;background:var(--paper-2);border:1px solid var(--line);border-radius:var(--r-lg);padding:clamp(30px,3.5vw,48px);cursor:pointer;display:flex;flex-direction:column;min-height:340px;transition:transform .5s var(--ease),box-shadow .5s var(--ease),border-color .5s}
.cat-card:hover{transform:translateY(-7px);box-shadow:0 30px 56px -30px rgba(27,36,71,.45);border-color:rgba(37,99,168,.34)}
.cat-card:focus-visible{outline:2px solid var(--steel);outline-offset:3px}
.cat-deco{position:absolute;inset:0;pointer-events:none}
.cat-grid-bg{position:absolute;inset:0;background-image:linear-gradient(var(--line-2) 1px,transparent 1px),linear-gradient(90deg,var(--line-2) 1px,transparent 1px);background-size:40px 40px;-webkit-mask-image:radial-gradient(72% 72% at 92% 6%,#000,transparent 64%);mask-image:radial-gradient(72% 72% at 92% 6%,#000,transparent 64%);opacity:.7}
.cat-dia{position:absolute;right:-46px;top:-46px;width:172px;height:172px;border-radius:22%;transform:rotate(45deg);background:var(--grad-soft);border:1px solid rgba(37,99,168,.18);transition:transform .6s var(--ease)}
.cat-card:hover .cat-dia{transform:rotate(45deg) scale(1.09)}
.cat-top{position:relative;display:flex;align-items:center;gap:14px}
.cat-ico{width:54px;height:54px;border-radius:14px;display:grid;place-items:center;background:var(--grad);box-shadow:0 12px 24px -12px rgba(37,99,168,.6)}
.cat-ico .d{width:18px;height:18px;border-radius:4px;transform:rotate(45deg);background:#fff}
.cat-eyebrow{font-family:var(--ff-mono);font-size:.68rem;letter-spacing:.16em;text-transform:uppercase;color:var(--ink-faint)}
.cat-title{position:relative;font-size:clamp(1.5rem,2.4vw,2rem);margin:26px 0 12px}
.cat-desc{position:relative;color:var(--ink-soft);font-size:1.02rem;max-width:42ch}
.cat-icons{position:relative;display:flex;flex-wrap:wrap;gap:10px;margin-top:22px}
.cat-icons .mi{width:42px;height:42px;border-radius:11px;display:grid;place-items:center;background:var(--grad-soft);border:1px solid rgba(37,99,168,.2);color:var(--steel);transition:background .4s var(--ease),color .4s,transform .4s var(--ease),box-shadow .4s}
.cat-icons .mi svg{width:22px;height:22px}
.cat-card:hover .cat-icons .mi{background:var(--paper-2)}
.cat-icons .mi:hover{background:var(--grad);color:#fff;transform:translateY(-3px);box-shadow:0 12px 22px -12px rgba(37,99,168,.7);border-color:transparent}
.cat-foot{position:relative;margin-top:auto;padding-top:28px;display:flex;align-items:center;justify-content:flex-start}
.cat-cta{display:inline-flex;align-items:center;gap:9px;font-weight:600;color:var(--steel);font-size:.98rem;white-space:nowrap}
.cat-cta svg{width:1.05em;height:1.05em;transition:transform .4s var(--ease)}
.cat-card:hover .cat-cta svg{transform:translateX(5px)}

.modal-overlay{position:fixed;inset:0;z-index:200;display:flex;align-items:center;justify-content:center;padding:24px;background:rgba(16,22,46,.55);backdrop-filter:blur(6px);opacity:0;visibility:hidden;transition:opacity .35s var(--ease),visibility .35s}
.modal-overlay.open{opacity:1;visibility:visible}
.modal{position:relative;width:min(780px,100%);max-height:88vh;overflow:auto;background:var(--paper-2);border:1px solid var(--line);border-radius:var(--r-lg);padding:clamp(28px,3.5vw,46px);box-shadow:0 40px 90px -40px rgba(16,22,46,.7);transform:translateY(18px) scale(.985);transition:transform .4s var(--ease)}
.modal-overlay.open .modal{transform:none}
.modal__close{position:absolute;top:18px;right:18px;width:42px;height:42px;border-radius:11px;border:1px solid var(--line);background:var(--paper);display:grid;place-items:center;color:var(--ink-soft);transition:background .3s,color .3s,border-color .3s;z-index:2}
.modal__close:hover{background:var(--ink);color:#fff;border-color:var(--ink)}
.modal__close svg{width:18px;height:18px}
.modal__head{margin-bottom:22px;padding-right:50px}
.modal__kicker{font-family:var(--ff-mono);font-size:.7rem;letter-spacing:.2em;text-transform:uppercase;color:var(--steel);display:inline-flex;align-items:center;gap:.7em;font-weight:500;margin-bottom:14px}
.modal__kicker .dmk{width:9px;height:9px;border-radius:2px;transform:rotate(45deg);background:var(--steel)}
.modal__head h3{font-size:clamp(1.5rem,2.4vw,1.95rem);margin-bottom:8px}
.modal__head p{color:var(--ink-soft);font-size:1rem}
.cov-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.rcov{position:relative;background:var(--paper);border:1px solid var(--line);border-radius:15px;padding:22px;transition:transform .4s var(--ease),box-shadow .4s var(--ease),border-color .4s,background .4s;animation:rcovin .5s var(--ease) both}
.rcov:hover{transform:translateY(-5px);box-shadow:0 20px 38px -24px rgba(27,36,71,.45);border-color:rgba(37,99,168,.34);background:var(--paper-2)}
.rcov__ico{width:50px;height:50px;border-radius:14px;display:grid;place-items:center;background:var(--grad-soft);border:1px solid rgba(37,99,168,.22);color:var(--steel);margin-bottom:16px;transition:background .45s var(--ease),color .45s,box-shadow .45s,transform .45s var(--ease)}
.rcov__ico svg{width:25px;height:25px}
.rcov:hover .rcov__ico{background:var(--grad);color:#fff;box-shadow:0 14px 26px -12px rgba(37,99,168,.7);transform:scale(1.07) rotate(-3deg)}
.rcov h4{font-size:1.08rem;margin-bottom:6px}
.rcov p{color:var(--ink-soft);font-size:.9rem;line-height:1.5;margin-bottom:14px}
.rcov__chips{display:flex;flex-wrap:wrap;gap:7px}
.rcov__chips span{font-family:var(--ff-mono);font-size:.6rem;letter-spacing:.06em;text-transform:uppercase;color:var(--steel);background:var(--grad-soft);border:1px solid rgba(37,99,168,.2);padding:4px 9px;border-radius:999px}
.rcov--feature{grid-column:1/-1;border:2px solid var(--steel);background:var(--paper-2)}
.rcov--feature .rcov__ico{background:var(--grad);color:#fff;box-shadow:0 14px 26px -12px rgba(37,99,168,.6)}
.rcov__badge{position:absolute;top:18px;right:18px;font-family:var(--ff-mono);font-size:.58rem;letter-spacing:.14em;text-transform:uppercase;color:#06142c;background:var(--grad);padding:5px 12px;border-radius:999px;font-weight:600}
.cov-grid .rcov:nth-child(2){animation-delay:.05s}
.cov-grid .rcov:nth-child(3){animation-delay:.1s}
.cov-grid .rcov:nth-child(4){animation-delay:.15s}
.cov-grid .rcov:nth-child(5){animation-delay:.2s}
.cov-grid .rcov:nth-child(6){animation-delay:.25s}
@keyframes rcovin{from{opacity:0;transform:translateY(12px)}to{opacity:1;transform:none}}
.modal__cta{width:100%;justify-content:center;margin-top:24px}

/* ============================================================ REVEAL */
.rv{opacity:0;transform:translateY(26px);transition:opacity .85s var(--ease),transform .85s var(--ease)}
.rv.in{opacity:1;transform:none}
.rv[data-d="1"]{transition-delay:.07s}
.rv[data-d="2"]{transition-delay:.14s}
.rv[data-d="3"]{transition-delay:.21s}
.rv[data-d="4"]{transition-delay:.28s}
.rv[data-d="5"]{transition-delay:.35s}

/* ============================================================ RESPONSIVE */
@media (max-width:1080px){
  .stats__grid{grid-template-columns:repeat(3,1fr)}
  .stat:nth-child(3){border-right:0}
  .ins-slot{flex-basis:calc((100% - 48px)/4)}
}
@media (max-width:920px){
  .nav__links,.nav__cta .btn--ghost{display:none}
  .burger{display:block}
  .ramos__grid{grid-template-columns:repeat(2,1fr)}
  .method__grid{grid-template-columns:repeat(2,1fr);gap:34px 22px}
  .method__grid::before{display:none}
  .head-row{grid-template-columns:1fr;gap:14px}
  .pillars{grid-template-columns:1fr}
  .cat-grid{grid-template-columns:1fr}
  .contact__grid{grid-template-columns:1fr}
  .hero__mark,.hero__art{display:none}
}
@media (max-width:720px){
  :root{--sect:54px}
  section[id],main [id]{scroll-margin-top:104px}
  .nav__in{height:94px}
  .nav__logo{height:60px}
  .nav.scrolled .nav__in{height:78px}
  .nav.scrolled .nav__logo{height:50px}
  .hero{min-height:auto;justify-content:flex-start;padding-top:124px;padding-bottom:48px}
  .stats__grid{grid-template-columns:repeat(2,1fr)}
  .stat{border-right:1px solid var(--line-2)!important}
  .stat:nth-child(2n){border-right:0!important}
  .stat__rep{grid-column:span 2}
  .footer__top{grid-template-columns:1fr;gap:34px}
}
@media (max-width:560px){
  .ins-slot{flex-basis:calc((100% - 16px)/2)}
  .ramos__grid{grid-template-columns:1fr}
}
@media (prefers-reduced-motion:reduce){
  .rv{opacity:1!important;transform:none!important;transition:none!important}
  .hero__scroll .ln::after,.stat__rep .pin i{animation:none!important}
  .hero__art .ring,.hero__art .core{animation:none!important}
  *{scroll-behavior:auto!important}
}